Wednesday, 30 April 2008

Dr Demartini's F.A.S.T. Savings Plan Will Make Millionaires

It is undeniable that in order to build up your wealth and maintain it, you need to have some sort savings plan in place. In Dr. Demartini's Secrets to Financial Mastery seminar on April 29, he introduced a powerful savings strategy that can potentially make you a multi-millionaire in next to no time, that's if you have the ability to follow it.

Although the concept behind the Demartini Forced Accelerated Savings Technique™ (F.A.S.T.) is very simple, the outcome can be very powerful. It basically involves saving an amount each quarter and then incrementing that amount by 10% every quarter. That's as simple as I can describe it.

Let's use some numbers and see how this technique works. We start with a savings amount of $1000 in the first quarter and will increment it by 10% every quarter. The incremental rate is the key to the "accelerated" part of the F.A.S.T. technique, as you will see below.

After the first year we would need to be able to put into our savings at least $1,331 per quarter. In the following years, we need to be able to save $1,949 (Y2Q4), $2,853 (Y3Q4), $4,177 (Y4Q4), $6,116 (Y5Q4).

For most people this savings strategy is a big struggle by the end of the fifth year, where you need to be able to save at least $6,116 per quarter. If you have a family to look after, it is likely that you won’t be able to put this much away solely from your fixed-income wage. This is when you are “forced” to increase your income streams in order to meet the savings requirement, and that is where the beauty of the F.A.S.T strategy lies.

An important fact presented by Dr. Demartini was “demand drives supply”. You will find that as your demand for more money exceeds your existing supply, you will start to look for other opportunities to increase your income. You start to tap into your creatively in order to produce additional income streams, for example, you might realise an opportunity to start a home-based online business. It is only when we start looking seriously that the opportunities present themselves.

Going back to the table above, we can see that from the 6th year onwards the savings amounts start to become drastically larger even though the rate of increase is still 10% per quarter. By the end of the 6th year we needed to save up $8,954 per quarter, and then $13,110 (in Y7Q4), $19,194 (in Y8Q4), $28,102 (in Y9Q4) and $41,145 (in Y10Q4), see the chart below. Only if you can create additional streams of income will you be able to put these amounts into savings. In most cases, the wage from your main job alone will not make you rich, you must create additional streams of income if you desire to become a millionaire and achieve financial independence within a period of 10-15 years.

[Click on chart for larger view]

When you put money into savings, it should be invested in the money markets, bonds, blue-chip stocks and/or properties in that order to minimise investment risk. It is reasonable to expect a long-term average return of around 10% p.a from these investments. If we apply this rate of return to our savings from above, with compound interest added, we could expect to have $1,147,972 worth of savings at the end of the 10th year using this strategy.

Depending on your lifestyle, $1 million in cash and investments in 10 years time may or may not be enough for you to retire on, but it would certainly help me achieve my quest of becoming a millionaire by 2018. If you were to continue saving with this strategy for just a few more years, you would have saved up an additional and staggering $2.5 million plus interest in just 5 years! Whether you can achieve these levels of savings directly depends on your ability to continue to increase your income streams.

As you can see, Dr Demartini’s Forced Accelerated Savings Technique is a potentially very powerful strategy in helping you achieve your financial freedom.

Related Articles: My Savings Plan In Action | Money Magnetism by Dr Demartini

Tuesday, 29 April 2008

How do I Find Something to Sell?

Written by © All Rights Reserved.

Many people wanting to start an eBay business spend a lot of time fretting over what they will sell. Perhaps these questions are familiar: Where do I find ideas? Should I sell the most popular items? How do I know a good idea? These are important questions everyone faces.

eBay already contains so many items for sale that some sellers feel overwhelmed from the start wondering how they can possibly find a product idea when the market appears to be full anyway.

So where should you start then?

1. Your hobbies
This can be a great way of establishing a niche. Perhaps you love embroidery or making model airplanes? Chances are a lot of other people share this passion and are looking for related supplies. Crafts and hobbies is big market - however, before you jump in headfirst, make sure you do some research to back up the feasibility of your idea. eBay is a numbers game and no matter how great your idea is, it won't work if not enough people are interested. So be sure to use the completed listings search and test the market with some of your own supplies first.

2. Listen to what your friends and family are talking about
Sometimes the best ideas can arise from your friends and family. One seller says she overheard some women at the table next to her talking about the trouble they were having finding a particular brand of baby slings. This got her thinking, and, after a bit of research, she realized they were a foreign brand and hard to find in the USA. A wee bit of research later and she had found a supplier and was successfully selling online. So keep your eyes and ears open! If people you know are looking for a particular item, chances are others will too.

3. Research newspapers and magazines
Newspapers and magazines can provide a ton of information on trends and styles. Just browsing the headlines can often be enough to spark a new idea. Try sitting down with a pen and notebook and skimming the pages of popular magazines and daily newspapers. You should have a list of at least 10 ideas by the end.

4. eBay Seller Central
eBay itself has a fantastic resource in the Seller Central area 'What's Hot'. Every month, a list of super hot, very hot and hot items are published. This is a great way to find ideas but remember that everyone on eBay also has access to this information! The merchandising calendar is also a useful resource.

All successful sellers sell several products, rather than putting all of their eggs into one basket. Not only can trends change with the wind, but some products are only popular during a particular season. For example, dehumidifiers are more popular during winter than summer, while lawnmowers are super hot in spring and have a practically non-existent market in the winter.

5. Find out what your buyers are buying
A good way of expanding your product range is by 'spying' on your buyers. After making a sale, check your buyer's feedback and find out what other items they have been purchasing recently. This will help you get to know what your target market are interested in and expand your range accordingly.

Finding something to sell can seem daunting at first, but I guarantee that once you think of one idea, plenty of others will quickly follow!

Monday, 28 April 2008

How to Find Wholesale Sources for your Product

Written by © All Rights Reserved

Any seller serious about creating a long-lasting profitable business will realize the importance of finding a good wholesale source.

Unfortunately, it isn't the super-quick task most people would like it to be. Wholesalers aren't exactly squabbling over sellers; indeed, most don't make any effort at all to attract small to medium size businesses. Why? Because they are doing just fine selling to large retail stores with multi-million dollar orders.

So how does anyone find a good wholesaler then? The key is to do a lot of research. Begin with keyword searches in search engines using 'wholesale' in front of or after the name of the product you are looking for. Remember that there is usually more than one way of referring to a product. While you may be searching for 'throws', the wholesaler may be listing them as 'blankets', 'covers', and 'home decor blankets'. Or they may even refer to them by the name of the fabric they are made out of.

Ebay can provide some fabulous wholesale buys also. In fact, there is an entire category dedicated solely to wholesale lots! Just search for the product you are looking for with the keyword 'wholesale' or 'lot' in the search string.

If you still can't find what you are looking for, then try an online wholesale directory. Directories take a lot of the leg work out of finding suppliers. Good directories will thoroughly research all the contacts they recommend, removing the risk that you'll end up dealing with a fraudster. While directories don't automatically point you to the best supplier with the lowest prices for your item, it will give you a starting point.

Wholesale Directory

Another way of finding wholesale suppliers is by contacting the manufacturer directly for the product you are interested in selling and asking them who their wholesale distributors are. This is a slightly scary option (particularly if the manufacturer is in a non-English speaking country!), but it can be extremely beneficial in the long term.

If you live in a big city, tradeshows are possibly one of the best ways to make wholesale contacts. A trade show is where related industries gather to showcase their products to potential buyers. Trade shows are not open to the general public, only to other businesses. Not only can you sample the quality of the product at a trade show, you can also talk directly to the manufacturer or product creator! Just make sure you come prepared and don't waste their time with questions you could have found out by reading the brochure!

Finally, it's important to realize that most wholesalers adjust the price per unit according to the order of the quantity. For example, throws might be $10/unit for an order of 15-30, $9/unit for 30-50, and so on. This means that as a small business, you might not be able to get the prices you were hoping for at first. It also explains why eBay powersellers are sometimes able to retail items for prices below your wholesale price. Once again, this emphasizes the importance of establishing a niche where there is less competition.

About the Author: SaleHoo is one of the fastest growing product sourcing portals on the internet. It contains a database of drop ship, wholesale, closeout and manufacturing suppliers offering thousands of product suppliers to consumers! Located at, visitors are allowed to sign up for unlimited and lifetime access to the completely searchable database of products and suppliers. The database is regularly updated, ensuring that the latest retail products are always available for purchase and SaleHoo carries the BBB Reliability Seal!

Sunday, 27 April 2008

Make Money By Selling Wholesale Products On Ebay

This month I have started a new business venture! It involves reselling wholesale products on Ebay.

The reselling business has great potential for making money at home. The important thing is to sell products that are in demand and get it for a reasonably low price from a reliable supplier/wholesaler, so that you can make a profit out of every sale.

Ebay provides the perfect means for this type of business, as you can access millions of potential customers online for a relatively low cost. I have even set up an Ebay store to sell the products and appear more "professional". Setting up an Ebay store costs only $15/mth. You can see my store at Kimsta Technologies.

I have always wanted to start this business but one thing that held me back was finding good suppliers. It was hard to judge which were good or bad or just scams especially the suppliers from overseas, until I stumbled on to a website that supplied a directory of verified wholesalers. Knowing where I could obtained genuine suppliers cut out a lot of work and research for me and it gave me the confidence to start my online reselling business. In case you want to know what that website is, it's They charge a fee for their service, but it is a reasonable cost.

The next big step was deciding what product to sell. To make easier I decided to start out selling something that I have a passion for and know a lot about, as it would make it so much easier and would be an enjoyable experience too. So I decided to sell digital SLR cameras.

This type of business can be quite competitive, therefore, it is important to keep costs down in order to make a profit. Some suppliers have a facility called "drop shipping" that allows you to deliver the product directly to the buyer from your Ebay store. This means you don't have to hold any stock of the product that your selling, which allows you to saves a lot of capital and space, and keep costs down. The shipping cost would be paid directly by the buyer at the time of sale rather than you.

So that's the business plan in a nutshell =)

Thursday, 24 April 2008

Dr Demartini's The Secrets to Financial Mastery Seminar

Dr John Demartini is the best-selling author of the book and DVD called "The Secrets". Almost everybody I know has heard of this book. Well, he is going to do some seminars in Australia and I've been lucky to win some free tickets to see him on 29th April! That's pretty cool I reckon, as the tickets are worth $595 each.

From the promotion material below, it sounds good. Hopefully, I can learn a few ideas and secrets from this guy. Anyway, I'll write a post to summarise what I learnt from the seminar after next week.

The Secret of Financial Mastery

"In May 2008 ... For One Day Only
'The Secret' Teacher Dr John Demartini Will
Be In Your City For One Very Special Purpose ...

... To Teach You How To Attract Wealth And Freedom Into Your Life By Using The 'Missing Secrets' That Were Not Revealed In The DVD!"

This is unlike anything you've seen before. It's not another share trading ... property investing ... network marketing ... online business or any other type of 'wealth' seminar.

This exclusive seminar is about teaching you how to use the most powerful wealth creation tools that exist ... the universe and your mind ... to attract wealth and freedom into your life fast (even if you've attended other wealth creation events but nothing has worked). Read on and discover ...

  • How to develop the same 'millionaire mindset' the world's wealthiest people use to amass huge fortunes (and how to train your brain to attract wealth to you).
  • The 'Missing Secret': A simple tweak that puts the 'Law Of Attraction' on steroids and allows you to attract wealth into your life effortlessly (what The Secret did not reveal)
  • How to remove your hidden beliefs about money that are sabotaging you from ever achieving the financial freedom you desire

And much, much more!

[Related Articles: Dr Demartini's F.A.S.T. Savings Plan Will Make Millionaires | Free Seminar: Unlimited Power 2008]

Wednesday, 23 April 2008

Free e-Seminar: "Mastering Your Destiny"

Free material from Empowernet International.

“My name is Scott Harris & welcome to this e-Seminar”

As Tony Robbins says, “we really can be more than we think we can”, and his flagship event Date with Destiny® is about discovering within each of us, our ultimate purpose and potential. It’s about becoming committed to defining the person who is all you can be and… being that person.

Form the unique perspective of an extensively experienced Tony Robbins trainer who has undertaken the full Date with Destiny® participant’s process, these insights will help you consolidate the steps that take you to an extraordinary quality of life.

For all Date with Destiny® Graduates, this will be a review of an extraordinary experience – for others, it will be a revealing introduction to what is possible with ‘Mastering Your Destiny’.

STEP 1: CLICK HERE TO DOWNLOAD your ‘Mastering Your Destiny’ e-Seminar workbook – it’ll be a great help in capturing notes and thoughts as you listen to Scott

STEP 2: CLICK HERE TO LISTEN to ‘Mastering Your Destiny’ e-Seminar - available from 5pm AEDT, Wednesday 23rd April 2008.

*Leave a comment and let me know what you think of this material*

Monday, 14 April 2008

How To Lose Money Quickly

Over the last couple of months I have been trading actively in the stock, indices, commodities and Forex markets using a type of investment product called Contract For Difference (CFD). You probably have heard of this as it has become very popular recently.

When you use a CFD you basically trade the underlying asset (e.g. shares, indices, commodities, forex) without physically owning them, which means you make a profit or loss from only the difference between what you buy the asset for and what you sell them for.

CFD products (outlawed in USA) are very highly geared. You could easily leverage you trading position by 20 to 50 times (which also means your risk also increases by 20 to 50 times). If you had only $500 to trade, for example, you could effectively take a $10,000 position in a CFD of a blue chip stock (that is, effectively take out a $9,500 loan to trade).

Due to the high leverage of CFD products, any small change in the price of the underlying asset will translate into a big change in your trading position. If you are on the winning side of a trade, you will make a huge profit and are laughing; but if you are on the losing side, you will make a huge loss that can send you broke and at the same time lose all your hair.

I haven't lost my hair (yet), but I haven't been doing great with CFD trading either since starting out in February with $2,000 in my trading account. As of today, it is worth only $500. The markets which I traded in were highly volatile and so small adverse changes in my trades led to big losses. In the end my trading account wasn't big enough to allow more room for price fluctuations or set bigger stop losses.

So from my experience, unless you absolutely know what you are doing with CFD trading, it is very hard to make money consistently. You need to spend a lot of time monitoring, researching and analysing the underlying asset for each trades. Otherwise, avoid CFD trading until you fully understand the risks and have enough time for it.

I will suspend my trading activities for a while and pursue other strategies for making money in the quest to become a millionaire by 2018.

Thursday, 10 April 2008

Make Money Online With Paid Survey in the USA

Source: Australian Free Paid Surveys

For our readers from the United States, you can make easy money online by participating in paid surveys, market research and online polls. Below is a comprehensive list of companies that are willing to pay for your opinions and feedback. It is free to register and you can begin to earn extra cash straight away.

Participating in an online paid survey can help supplement your income with the added bonus of being able to work from home. As long as you have access to a home computer and the Internet you can participate in a paid survey or online poll at any time of the day or night. Wherever you live across the US you can join the thousands of people already earning cash by sharing their opinions and having their say about the products and services they use. Register online today!

  • Get Paid to take Surveys
    Influence the development of new products and help improve existing ones. you can earn cash, prizes, gift certificates, free product samples, and more.

  • Ipsos Surveys USA
    Make your opinion count! Win $5,000 for joining the i-Say Panel. Plus, each time you complete a survey, you have a chance to win cash.

  • Insight Express
    Let your opinion be heard! Please take todays survey to help shape the world for tomorrow.

  • Survey Club
    Get paid for quick and easy surveys - Free membership!

  • Survey Explosion
    Survey Explosion has found a survey that will pay you $5 for just 1 minute of your time. Imagine getting paid everyday to take surveys like these. At Survey Explosion we scour the globe looking for surveys for you to take that pay you cash. Learn how you can participate now!

  • Panda Research
    Get paid up to $5-$35 per survey and get offers you will love! Make cash instantly!

  • NPD Research
    Join the NPD Research team today. Upon completion of your membership profile, you will automatically be entered in a drawing for a chance to win $1,000

  • The Survey Pro
    Earn extra cash for filling out surveys. Get your list of US paying surveys for free!

    Earn cash and rewards from over 25 survey companies - get started today - it's free!

  • ACOP Consumer Opinion
    Join today and get paid cash to fill out online surveys! Typically, receive $4 to $25 for each survey you complete!

  • Survey Spot
    Get paid and win prizes for taking online surveys.

  • Free Home Business Survey for Moms don't have to choose between making money and making time for your family! Build a full-time income and still be a full-time mom!

Make Money Online With EmailCash

Email Cash is the best Australian site I've seen and been involved with, you get paid to take surveys, read emails, play games, shop with reward partners and more. Their surveys are frequent and enjoyable, and usually pay well for the time need to complete them.

Earnings are a based on a points system which are exchanged for cash, 100 points =$1.00. It’s not hard to see why they are so popular, they have over 400,000 members.

Fill out online surveys and be rewarded! You'll be paid in points for each survey you do, and those points can be converted to cash. Plus you'll be influencing the evolution of products and services of the future. You will be sent an email when a survey is available for you to complete.

Email Cash is an online rewards program exclusively for Australians, where you can earn rewards and have lots of fun. You need to be 13 years or older and have a valid email address.

As a member, you can earn reward points for doing a whole range of things, including online shopping, reading email, answering surveys via the email cash postman, clicking on links, and more.

Once you have accumulated enough reward points, you can convert your reward points to reward cash then redeem your reward cash for real money or great merchandise.

There's lots of fun to be had and a sense of community at Email Cash. Meet new people and discuss all sorts of interesting topics. You can interact with real people, and yet maintain safety and anonymity. Plus there's games and competitions, the Email Cash horoscope and lots of other things going on all the time.

Reward Points: 100 = $1.00 AUD
Payments: Cheque (minimum $30.00)
Referral: Yes
Members: Free in Australia only (13+ y.o.)
Comments: Remember to login each day and do the daily quick survey and click for 5 free points per day, takes no more than a minute.

Wednesday, 9 April 2008

How I made $122,000 and lost $132,000 - A lesson in Assets vs Liabilities

Just over 3 years ago I found myself with $75,000 to spend or invest. My partner and I needed a new car as the old one was 8 years old and not as reliable as it used to be, so we spent $40,000 on buying the latest model.

Our $75,000 was now reduced to $35,000.

We now made the wisest financial decision we have ever made (apart from buying our own home) and used the remaining $35,000 as a deposit on an investment property to help provide for our eventual retirement. The investment property cost a total of $178,000 including mortgage, conveyancing, and stamp duty costs.

Three years have gone by and this is what has happened.

The car has dropped in value by at least $10,000 and possibly more, but is providing good reliable transport.

The owner of the neighbouring property to our investment has put his identical property on the market for $319,000 which compares favorably with other properties in the area. As a conservative guess I would expect it to achieve a sale price of $300,000 or thereabouts.

This means that we have made around $122,000 on our original investment in the house and lost $10,000 on the car. It's actually worse than that. By buying the car instead of the neighbouring house we have forgone a possible $122,000 profit, so the car has has actually cost us $162,000! The old car is still running and in daily use.

The end result is that we have a paper profit of $122,000 on the house and a technical loss of $132,000 on the new car ($162k - $30k residual value).

The moral of this story is to put your money into things that increase in value (assets), and NOT into things that decrease in value (liabilities). You may not have a large sum of money to invest in real estate but there are other asset classes like coins or stamps where there are plenty of smaller investing opportunities.

If you can remember this story of buying a house versus buying a vehicle next time you make a major purchase, you can evaluate how the purchase is going to affect your future wealth. Do you really need a new vehicle or a wide-screen TV? Would a low-mileage second-hand car, and keeping the existing TV be sufficient? Making the right decision now will have a huge bearing on your retirement.

Learning to distinguish between wants and needs, and investing in assets is the key to wealth creation and a comfortable retirement.

Copyright 2005 by Robert Scott,

Check out Robert's Home Loan Australia website that is dedicated to helping borrowers get the best possible deal on a Home Loan in Australia.

Monday, 7 April 2008

Increase Income Stream: Internet Research Job

I recently started a part-time job with a local company that involves working from home.

The job requires doing research on the Internet to find particular pieces of information that is related to an assigned category, such as "Property Builder" in a particular country.

The rate of pay is 5 cents for every piece of relevant information found. After one week on the job, I have been able to find over 4,000 pieces of information, which is worth over $200. Not bad for a few hours of work on some nights of the week and from comfort of my own home.

If I can constantly earn this much every week from the job, it will effectively supplement my main salary by an extra 15%, that's around $800 per month. It is similar to getting a pay rise in a way.

This new job is part of my strategy to increase the number of income streams. Basically, the more income I can get, the more I will be able to save, which can then be put into investments that produces further income through capital growth, dividends and rents.

If you are lucky enough to have a few hours of spare time at home each week, it might be a good idea to convert it into income-producing time through home-based, part time work. If you search on various job sites and the Internet, you will find there are quite a few online jobs that could be done such as paid typing jobs, completing Internet surveys, and Internet marketing.

Once you start to earn more, it is important not to increase your spending as well. Instead, put it into good use through investments that will increase your assets and not your liabilities. This is a sure way to become wealthier, albeit slowly.

Friday, 4 April 2008

Make Easy Money With Managed/Mutual Funds

Source: David Koch, Reasons to have managed funds

Managed funds are a great resource available to all investors, but they're especially beneficial in times of market volatility, like we've seen over the past few months.

If you're not familiar with the term, managed funds are simply funds managed for you by someone else; usually a professional advisor like a fund manager. They basically place your money, along with a number of other investors, into one large fund.

So, why would you want to do this? Well, there are a number of good reasons.

One of the main reasons managed funds exist is that so few of us have the time, energy or expertise to research, trade and monitor individual share investments. The real benefit of having your investments managed by a professional is that you gain access to the years of experience and knowledge that most fund managers have to offer.

According to the ANZ Bank there are plenty of other reasons to invest in a managed fund. For instance, managed funds allow you to invest in a diversified portfolio of investments, beyond what you'd normally be able to achieve if you went it alone. For example, if you only had $1,000 to invest you might end up with an interest in 40 or 50 companies, which can then safeguard you from market fluctuations because you don't have all your eggs in the one basket.

It's also worth pointing out the benefit of scale. As managed funds combine investors' money they often have the buying power of millions of dollars, which lets them make the most of investment openings that aren't usually offered to small retail investors.

Another main advantage of using a managed fund is the money you can potentially save. Managing your own shares can cost a lot, but a managed fund usually only involves a one-off set-up fee and a yearly management fee based on how much you have in your account at the time.

But despite all the benefits, there are still plenty of investors who'd prefer to manage the risks and rewards themselves. Don't get me wrong, this can be a lucrative strategy, provided you know what you're doing and provided you're getting good advice.

If you can't do your own fundamental analysis and research, it's crucial you invest on the advice of someone who that should rule out stock tips from taxi drivers!

There's a wealth of research available from brokers, banks, investment newsletters and online. Some of it's excellent and some is rubbish. Before acting on anyone's advice, check out their track record of recommendations. These should be readily available and reported in accordance with the Australian Securities and Investments Commission standards.

Tuesday, 1 April 2008

Progress Report - March 08

Capital on 31 March '08:
  1. Share Trading: $1,500
  2. Net Value of Managed Funds: $13,800
  3. Cash Savings: $25,456
  4. Internet revenue: $18
TOTAL Equity: $40,774

  • Transferred $5,000 into managed fund investments account (invested $1,500, loaned $1,500, additional excess equity $3,500)
  • Net Value of Managed Funds ($5,500) = Market Value ($33,700) + Excess Equity ($11,800) - Debt (31,700)
  • Cash Savings Interest Rate is 7.00% p.a. with NetBank Saver

Monthly Change:
  1. Share Trading: -$350
  2. Managed Funds - Performance: -$4,000
  3. Managed Funds - Additional Investment: $5,000
  4. Managed Funds - Savings Plan Contribution: +1,000
  5. Cash Savings - Interest: $140
  6. Cash Savings - Transfer to Managed Funds: -$5,000
  7. Cash Savings - Contribution from Salary: $1,500
  8. Internet Revenue (Google Adsense): +$3

  • A further $959,226 is required within 117 months in order to reach account of $1,000,000
  • An average monthly income of $8,199 is required from this point forward

  • Account fell by $1,707 due to deteriorating managed fund investment performances.
  • The Australian share market dropped by 3.9% during the month which subsequently affected my managed fund investments and account accordingly.

[Go to Feb '08 Report]

Activity Summary - March 08


  • Added StumbleUpon button in posts to help other Stumblers discover and share this website.
  • Total Hits to website: 1,214; Unique Visitors: 707
  • Hits increased by 885 (+269%) during the month
  • Average 28.5 hits per day during the month
  • Traffic sources: StumbleUpon, Google Search, Yahoo! Answers, Referrals, Direct Hits
Search engine keywords:
  • "worlds youngest millionaires", rank #7 in
  • "microsoft investors become millionaire", rank #6 in
  • "youngest millionaire program", rank #2 in
  • "how to become rich millionaires people in melbourne", rank #2 in
  • "retire billionaire", rank #9 in
  • "ways to get rich", rank #9 in
  • "recent comments widget blogspot", rank #7 in
  • "cycle of market emotions"

  • Additional investment in managed funds
  • Started regular geared savings plan: $500 in equity plus $500 in loan (total $1,000) will be deposited into managed funds on a monthly basis.